The Creditsafe rating and limits are arrived at using different variables and both sets of variables predict a different purpose; the rating predicts the likelihood of the company becoming insolvent within the next 12 months whereas the credit limit predicts the monetary value and liquidity within the company and calculates a value that the company would be able to repay comfortably within a single invoice term. It is important to note that we do not just analyse financial information because these are historical statements therefore it does not represent a company’s current trading position. We therefore analyse other aspects of the business along with looking at these financial statements. The variables that we analyse for each Company are dependent on the size and type of company.
Therefore please contact our Customer Support Team who are a able to give you details of the variables affecting a particular Company’s rating. Please simply log a ticket, email firstname.lastname@example.org or call +33 (0)3 20 25 85 50.